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Zulima Lugo-Knapp - Missouri Farm Bureau Insurance
2233 N Belt Highway,
Ste B,
St. Joseph, MO 64506
(816) 558-6171
Mon - Fri: 8am - 12pm, 1:00pm - 5:00pm
Sat - Sun: Closed
About Zulima Lugo-Knapp

"My most valuable source is you. My responsibility is to deliver you protection from the unknown. I care about your individual needs and I will make sure you understand why you should have the right coverage and why you should protect your personal property and your most important asset, your family. I look forward to meeting you.El ms valioso de mis recursos eres t. Es mi responsabilidad ofrecerte proteccin por lo inesperado. Me importan tus inquietudes y por eso me aseguro de que entiendas porqu deberas tener la cobertura adecuada y porqu debes proteger tus pertenencias, sobre todo proteger a tu familia que es lo ms valioso que tienes. Espero conocerte pronto."

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Life Insurance
Farm Bureau Insurance is recognized nationwide as one of the strongest companies in the industry by insurance rating organizations. We have more agents in more communities in Missouri than any other insurer in Missouri. We offer a wide variety of life insurance products to meet your specific needs.
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Auto Insurance
You drive your auto for a variety of reasons - perhaps commuting to work, running errands, or simply traveling for pleasure. Your Farm Bureau agent works with you to design a policy with coverage to fit your personal circumstances. You will get excellent protection at a fair price and outstanding customer service.
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Home Insurance
No two homes are alike. At Missouri Farm Bureau Insurance our agents take the time to learn about you, your home, and your unique coverage needs. We have policies that offer broad coverage and flexibility to fit your personal needs.
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Farm or Ranch Insurance
Finding the right protection for your farm or ranch is essential. As your local Missouri Farm Bureau Insurance agent, I can help you determine which of our many coverages are right for your farm or ranch and help you protect your livelihood.
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Business Insurance
Whether you operate a part-time business to supplement your primary income or run several full-time businesses, we understand risk exposures and potential claims you may face. We provide coverage solutions you need so you can focus on daily operations.
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Boat insurance
From sailboats to outboards, inboards to boat trailers, we’ve got your boat covered.
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Umbrella Liability Insurance
You’ve worked hard to build wealth. Umbrella insurance provides catastrophe protection to an individual or company against financially crippling lawsuits demanding substantial sums of money as damages. This coverage pays sums in excess of the underlying liability limits of your existing auto, home, or business policies.
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Annuities & Retirement
Annuities provide an opportunity to accumulate funds on a tax-deferred basis. As your Missouri Farm Bureau Insurance agent, I can help you understand your annuity options and guide you through choosing the product ideal for your financial situation.
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Pet Insurance
We know your furry friends are part of your family, so Missouri Farm Bureau Insurance has partnered with Hartville Pet Insurance to offer you peace of mind for those times your pets need you most.
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About Missouri Farm Bureau Insurance

Missouri Farm Bureau Insurance was started by a group of Missouri farmers who sought an honest, plain speaking, no-nonsense approach to protecting what was important to them. That same mentality is what drives our company to this day. No matter what you do, what you drive or where you live, we treat you with the same dignity and respect you’d expect from the farmers that started this company. Whenever you need us, if you’re a Missourian, we’re here for you.

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Need help? Call in to talk with me today.
(816) 558-6171